If you have been the victim of a car accident, you probably just want to put things behind you and move on. However, a major part of moving on is to settle an injury or vehicle damage claim against the driver. Although the claim is against the other driver, you will of course be dealing with that driver’s insurance company and not directly with that driver. So basically you will need to make note of certain details while still at the scene of the accident. Information you will need includes the name and surname of the driver, their insurance company and names of any witnesses or law enforcement officers who are at the scene of the accident.
Another good idea is to take as many pictures of the scene of the accident as possible. You can use your mobile phone. The most important pictures that will be needed are pictures of the vehicles in question, pictures of damages to the vehicles and the license plate numbers of both vehicles. One very important point bare in mind is that the insurance company you will be dealing with will require a lot of information from you, so there is no such thing as too much information. Also you should remember that the insurance company in question is not on your side but on their own. So naturally they are not going to make this pie on the sky for you. The insurance company like any other business is in it for themselves. They need to make money and one of the ways they do that is by paying you out less than they should. So they will firstly try to prove that the accident was partially your fault too. Alternatively, they will try to prove that your documentation claiming loss is insufficient. They may actually try to go for both.
Accident Claims Helpline Queensland
At some point the insurance company will likely come back to you and say that this is all they are going to offer you. If you are not happy with that amount, you need to file a lawsuit. You can claim for vehicle damage, personal property damage, car rental and out of pocket expenses. These are basically the most common claims that arise out of accident claims. In most cases, the insurance company will only pay you out a fair compensation if it is in their best interests to do so and it is of course in their best interest to pay you out. This way they get to avoid litigation and all those unnecessary legal costs.