As a parent, you wouldn’t want your children to go without health insurance. If something were to happen, and your child gets sick or becomes injured, you will need health insurance to cover the cost of tests, medication, and even surgery. As a pet owner, you should also make pet insurance a priority. Pets get injured and sick, just like humans do, and the treatment can be expensive. There are a few Best Pet Insurance Plans types of pet insurance available. The best pet insurance for you would depend on the amount of coverage that you want your pet to have.

1 Accident Only Plans

Accident only plans cover accidents only. If your pet is hit by a car, breaks a bone in a fall, ingests a foreign object, or eats something toxic, the visit to the vet and the treatment would be covered. Anything that occurs that wasn’t an accident will not be covered under the insurance.

2 Accident and Illness Plans

This plan provides more protection than an accident-only plan. It will cover any injuries that your pet sustained during an accident, and it will also cover the cost of an illness. If your pet is suffering from digestive problems, allergies, and even cancer, your pet would be covered. The insurance would cover the cost of the vet visit, tests, and the treatment.

3 Accident and Illness With Embedded Wellness

This is the most comprehensive pet insurance plan. If your pet gets injured in an accident or becomes ill, the insurance would cover the cost of the visit, any tests, and the treatment. This plan also covers certain wellness services, including vaccinations, heartworm prevention, flea and tick medication, dental care, dietary consultations, and cremation and burial. This insurance plan provides the highest amount of protection.

4 Riders

Some insurance companies that cover pets offer riders that can be added on to your existing plan. The rider could cover cancer treatment, wellness checks, and other services that aren’t included in the comprehensive package. These riders are great if something were to happen down the line.

Pet insurance is great because it can cover the high cost of your -pet’s medical treatment. Many pet owners who don’t have insurance and cannot afford the expensive treatments necessary to treat and accident or illness end up having to put the pet down. If you have pet insurance, this won’t be an issue. The insurance would cover most of the cost, allowing your pet to live a longer and healthy life.